Question

Host A (VLAN 10) wants to send a packet to Host B (VLAN 20) on the same physical switch. What actually happens at Layer 2/3 to deliver this packet?

A Host A directly ARPs for Host B's MAC across VLANs since switches broadcast ARP requests to all VLANs by default
B Host A ARPs for the default gateway's MAC (its own subnet), sends the frame to the gateway/router, which routes the packet to VLAN 20, and Host B replies via the same path
C Host A sends the frame using Host B's IP as the destination MAC directly, and the switch translates it
D The switch automatically bridges VLAN 10 and VLAN 20 frames without any routing since they share the same physical hardware
E VLANs cannot communicate under any circumstances, so the packet is dropped
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