Question
In cybersecurity, what is 'social engineering'?
Solution
Social engineering exploits human psychology rather than technical vulnerabilities — it is often the easiest attack vector. Techniques include: Phishing (fraudulent emails), Vishing (voice calls impersonating bank officials), Smishing (SMS fraud), Pretexting (fabricated scenarios), Baiting (USB drops), and Tailgating (physical access). Banks invest heavily in employee security awareness training as the human element remains the weakest link in cybersecurity.
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