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Credit scoring is a significant application of data analysis in the finance industry, focusing on evaluating the creditworthiness of individuals or businesses. Data analysts use various data points like payment history, outstanding debts, and financial behaviors to generate a credit score, which predicts the likelihood of loan default. Credit scores are essential for banks and financial institutions as they guide decisions on lending, interest rates, and credit limits. Advanced models like logistic regression and decision trees are frequently used to enhance prediction accuracy, making credit scoring a practical, data-driven approach for managing financial risk. Option A is incorrect because predicting stock trends is more relevant to portfolio management and investment analysis, not credit scoring. Option C is incorrect as customer segmentation is typically used in marketing to personalize engagement strategies. Option D is incorrect because creating performance reports is related to financial analysis for internal evaluation. Option E is incorrect as forecasting economic conditions involves macroeconomic analysis rather than individual credit scoring.
Primary tillage is completely avoided and secondary tillage is restricted to seedbed preparation in the row zone only. This is done in which type of til...
Crop failure due to prolonged dry spells during crop period and less than 75 days of crop growing season are the characteristics of which type of farming?
The critical value of soil EC for germination of seed of crop is :-
M ethod of cutting trees to ground level which leads to a strong vegetative response and the regeneration of new shoots from the base is known as: <...
Which crop has the highest absolute increase in MSP for the year 2025-26?
Cultivation of crops in areas receiving annual rainfall more than750 mm but less than 1150 mm is known as
The FRP is the minimum price that sugar mills have to pay to sugarcane farmers and is declared every year before the commencement of sugar year. Who app...
Harvest index of 19% (lowest among pulses) is observed in which crop?
Which of the following is not an indicator of sugarcane maturity?
The weeds whose seed is difficult to separate from crop seed after contamination is called ___