Question
Identify the INCORRECT statement regarding Payment
Banks:Solution
The concept of Payment Bank was first mooted by Nachiket Mor Committee in 2014 for financial inclusion. These banks accept deposit only up to Rs 1 lakh. They also provide remittance services, mobile payment, ATM/debit card services etc. But they don't provide any kind of credit. Till now 10 payment banks have been granted license by a selection committee constituted under Nachiket Mor. Airtel Payment Bank was the first to start its operation. Later Paytm, India Post and fino have also started operation.
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