Question
In January 2024, the RBI issued guidelines on the new
RBI-Digital Payments Index (DPI). Which of the following parameters carries the highest weight in determining the DPI?Solution
Payment Performance has the highest weight of 45% in determining the overall RBI-Digital Payments Index (RBI-DPI). The RBI-DPI comprises 5 broad parameters that enable measurement of deepening and penetration of digital payments in the country over different time periods. 5 Parameters are:
- Payment Enablers (weight 25%),
- Payment Infrastructure – Demand-side factors (10%),
- Payment Infrastructure – Supply-side factors (15%),
- Payment Performance (45%) and
- Consumer Centricity (5%).
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