Question
Which government scheme in India aims to provide
financial protection to unorganized sector workers and their families against death and disability?Solution
Pradhan Mantri Suraksha Bima Yojana (PMSBY). PMSBY is a government-backed insurance scheme that aims to provide financial protection to unorganized sector workers and their families against death and disability due to accidents. The scheme offers affordable insurance coverage with a nominal premium and provides a certain sum assured to the beneficiary or their family in case of unfortunate events. Pradhan Mantri Fasal Bima Yojana (PMFBY) is an agricultural insurance scheme that provides coverage to farmers against crop loss due to natural calamities. Pradhan Mantri Jan Dhan Yojana (PMJDY) is a financial inclusion scheme aimed at providing banking services to the unbanked population. Pradhan Mantri Kisan Samman Nidhi (PM-Kisan) is an income support scheme for small and marginal farmers in India.
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