Question
The National Payments Corporation of India (NPCI) has
incorporated NBSL as its wholly owned subsidiary. In this context, what does the letter ‘B’ stand for in NBSL? (August 2024)Solution
The letter ‘B’ in NBSL stands for "BHIM". • NBSL: NPCI BHIM Services Ltd. is a subsidiary of NPCI, where "BHIM" refers to Bharat Interface for Money, a digital payment application that facilitates simple and quick transactions. • Objective: The incorporation of NBSL is aimed at addressing the growing demand for digital payments, supporting innovation, and promoting financial inclusion. About NPCI: • Established in 2008 as the umbrella organization for retail payments and settlement systems in India. • Products: NPCI offers a range of services, including UPI, RuPay, IMPS, and BHIM, to promote secure and efficient digital payments. • Mission: NPCI is focused on driving India toward a fully digital economy by providing affordable, accessible payment infrastructure.
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