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      Question

      Classification of a wilful defaulter occurs after how

      many months of an account becoming NPA?
      A 3 months Correct Answer Incorrect Answer
      B 6 months Correct Answer Incorrect Answer
      C 9 months Correct Answer Incorrect Answer
      D 12 months Correct Answer Incorrect Answer
      E 18 months Correct Answer Incorrect Answer

      Solution

      An account is classified as a wilful defaulter if it remains a Non-Performing Asset (NPA) for six months, indicating intentional default on loan repayment.

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