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· The data released by National Payments Corporation of India ( NPCI ) showed that Unified Payments Interface ( UPI ) , the volume of transactions touched a record 7 . 82 billion in December, amounting to Rs 12 . 82 trillion which was up by 7 . 12 percent compared to November, while value of transactions was up 7 . 73 percent during the same period . · In 2022, UPI processed over 74 billion transactions, worth Rs 125 . 94 trillion . So, in a year, the volume of transactions on the platform jumped over 90 per cent and value jumped by 76 per cent . Learn Along : Unified Payments Interface ( UPI ) is an instant real - time payment system developed by National Payments Corporation of India facilitating inter - bank transactions . The interface is regulated by the Reserve Bank of India and works by instantly transferring funds between two bank accounts on a mobile platform . National Payments Corporation of India ( NPCI ) is an umbrella organization for all retail payments in India . It was set up with the guidance and support of the Reserve Bank of India ( RBI ) and Indian Banks Association ( IBA ).
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