Question
Which of the following conditions is true about
DICGC?Solution
It will provide funds up to Rs 5 lakh to an account holder within 90 days in the event of a bank coming under the moratorium imposed by the Reserve Bank of India (RBI). Earlier, account holders had to wait for years till the liquidation or restructuring of a distressed lender to get their deposits that are insured against default. The Rs 5-lakh deposit insurance cover was raised from Rs 1 lakh in 2020.
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