Question
About Lead Bank Scheme (LBS), which of the following is
INCORRECT? i. Both Public sector and private sector banks are appointed as Lead Banks ii. Prepare and approve Potential Linked Credit Plans (PLPs) for mapping the existing potential for development through bank credit. iii. The performance of credit plans are monitored through BLBC, DCC/DLRC and SLBCSolution
PLPs are a step towards decentralized credit planning with the basic objective of mapping the existing potential for development through bank credit. PLPs take into account the long term physical potential, availability of infrastructure support, marketing facilities, and policies/programmes of Government etc. Performance of LBS is monitored by Block Level Bankers’ Committee (BLBC) at Block Level, District Consultative Committee (DCC) & District Level Review Committee (DLRC) at District Level and State Level Bankers’ Committee (SLBC) at State Level.
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