Question
RBI recently extended the card-on-file (CoF)
tokenization deadline by 6 months to June 30, 2022. Which of the following correctly describes CoF tokenization?Solution
Tokenisation refers to replacement of actual credit and debit card details with an alternate code called the “token”, which will be unique for a combination of card, token requestor and device. A tokenised card transaction is considered safer as the actual card details are not shared with the merchant during transaction processing. Customers who do not have the tokenisation facility will have to key in their name, 16-digit card number, expiry date and CVV each time they order something online. This could be cumbersome exercise and may impact transaction value, especially when done through stored cards. In case of multiple cards, each will have to be tokenised.
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He knew many of the employees of the company by name, and had pleasant, gentle and kind-hearted dealings with a large number of them above a long period.
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Find the appropriate ERROR
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