The provident fund created under the provident fund

Solution

Explanation: In this scheme, the employer is required to contribute 10% of the wages of each employee (whether directly employed or employed through a contractor) to the fund. The employee's contribution will be equal to the contribution made by the employer on their behalf. However, if an employee wishes to contribute more than 10% of their wages, they are allowed to do so. It's important to note that the employer is not obligated to contribute more than their required contribution.