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The gross domestic savings rate declined from 33.7 per cent in 2010-11 to 31.3 per cent in 2011-12 and to 30.1 per cent in 2012-13. 18.7% was the gross household savings percentage in India in 2014-15. This means that Indian households saved 18.7% of the gross national disposable income. The saving of the household sector is taken as the sum of its investments in various financial and physical assets. These savings have been falling since FY2011-12, when the ratio stood at 23%.
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