Who among the following said “a program of protection provided by Society against the contingencies of modern life sickness, unemployment, old age, dependency, industrial accidents and invalidism against which the individual and his family cannot be expected to protect themselves by his own ability or Foresight”?

Explanation: “Social Security is a program of protection provided by society against the contingencies of modern life like sickness, unemployment, old age, industrial accident against which the individual cannot be expected to protect himself and his family by his own ability and foresightedness.” --Friedlander “By social security, we undertake a programme of protection provided by society against those contingencies against which the individual of small means cannot effectively provide by his own ability and foresight.” --International Labour Organization “Social security is an attack on five giants namely want, disease, Ignorance, Squalor and illness.” --Sir William Devergidge.