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CASA ratio of a bank is the ratio of deposits in Current Account (CA) and Saving Accounts (SA) to total deposits. A higher CASA ratio indicates a lower cost of funds, because banks do not usually give any interests on current account deposits and the interest on saving accounts is usually very low 3-4%. Only few banks (e.g. YES Bank and Kotak Mahindra Bank) pay higher interest of around 6% on Saving Account balance.
Which of the following statements is true about Debt-Service Ratio?
Uttarakhand Gramin Bank established after the amalgamation of
According to Basel II, what are the three types of risks?
I. Operational risk
II. Financial risk & infrastructure risk
III. Market risk
IV. Capital risk
Which of the following is not a debt security?
Who among the following operates an assets reconstruction company (ARC)?
Obligations under Prevention of Money Laundering Act 2002 is defined under which section?
The Cheque Truncation System (CTS) in India is first introduced in the year?
Which of the following is true about role of Banks?
I. It facilitates import export transactions.
II. It helps in national development by ...
What is “Non-Interest Income” of banks?
How much penalty is to be paid by a person having more than one Permanent Account Number (PAN card)?