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      Question

      Flipkart, Axis Bank and PayU launched biometric

      authentication for card payments. The system replaces OTP with which authentication methods?
      A PIN and password Correct Answer Incorrect Answer
      B Fingerprint or Face ID Correct Answer Incorrect Answer
      C Iris scan only Correct Answer Incorrect Answer
      D Voice recognition only Correct Answer Incorrect Answer
      E Pattern lock only Correct Answer Incorrect Answer

      Solution

      The system replaces OTP with fingerprint or Face ID on Android and iOS using device-bound verification, fraud detection, and one-touch approval mechanisms.

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