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      Question

      Which borrower category accounted for approximately 80%

      of total small business credit, as per the CRIF–SIDBI report?
      A Partnership firms Correct Answer Incorrect Answer
      B Private limited companies Correct Answer Incorrect Answer
      C Sole proprietors Correct Answer Incorrect Answer
      D LLPs Correct Answer Incorrect Answer
      E Cooperatives Correct Answer Incorrect Answer

      Solution

      According to the CRIF–SIDBI Small Business Spotlight Report (December 2025), sole proprietors dominated the ecosystem, accounting for around 80% of total credit and about 90% of borrowers.

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