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    Question

    Which borrower category accounted for approximately 80%

    of total small business credit, as per the CRIF–SIDBI report?
    A Partnership firms Correct Answer Incorrect Answer
    B Private limited companies Correct Answer Incorrect Answer
    C Sole proprietors Correct Answer Incorrect Answer
    D LLPs Correct Answer Incorrect Answer
    E Cooperatives Correct Answer Incorrect Answer

    Solution

    According to the CRIF–SIDBI Small Business Spotlight Report (December 2025), sole proprietors dominated the ecosystem, accounting for around 80% of total credit and about 90% of borrowers.

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