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      Question

      What was India’s credit-deposit (CD) ratio as of

      October 31, 2025?
      A 78.45% Correct Answer Incorrect Answer
      B 80.21% Correct Answer Incorrect Answer
      C 79.60% Correct Answer Incorrect Answer
      D 81.10% Correct Answer Incorrect Answer
      E 77.55% Correct Answer Incorrect Answer

      Solution

      As of October 31, 2025, the credit-deposit ratio of Indian commercial banks reached 80.21%, breaching the upper comfort level of 80%. This indicates increased credit growth relative to deposit mobilisation, reflecting liquidity pressures.

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