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      Question

      During October 2025, which standalone health insurer

      (SAHI) reported the highest year-on-year premium growth?
      A Star Health Correct Answer Incorrect Answer
      B HDFC Ergo Correct Answer Incorrect Answer
      C Niva Bupa Correct Answer Incorrect Answer
      D Care Health Correct Answer Incorrect Answer
      E ICICI Lombard Correct Answer Incorrect Answer

      Solution

      Niva Bupa recorded a 66.55% growth in premiums, the highest among standalone health insurers, according to the report for October 2025. This surge was primarily due to pent-up demand and GST exemption benefits on health insurance.

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