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      Question

      Which NBFCs are now allowed to co-lend with private

      lenders under RBI’s 2025 Co-Lending Arrangement reforms?
      A Only private NBFCs Correct Answer Incorrect Answer
      B Only state cooperative banks Correct Answer Incorrect Answer
      C Only regional rural banks Correct Answer Incorrect Answer
      D Government-owned NBFCs Correct Answer Incorrect Answer
      E Payment banks only Correct Answer Incorrect Answer

      Solution

      As per RBI’s 2025 Co-Lending Arrangements, for the first time, government-owned NBFCs such as PFC, REC, IREDA, HUDCO, NABARD, and Exim Bank are permitted to co-lend with private lenders, broadening credit flow to MSMEs, green energy, and rural infrastructure.

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