Question
What was the rate of microfinance loans overdue by more than 30 days in FY 2024–25, according to Sa-Dhan data?
Solution
As per Sa-Dhan’s report, the delinquency rate for microfinance loans overdue by more than 30 days sharply rose to 6.2% in 2024–25, up from 2.1% in 2023–24. This metric, called Portfolio at Risk (PAR) 30+, reflects increasing repayment stress in the microfinance sector.
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