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    Question

    What was the rate of microfinance loans overdue by more

    than 30 days in FY 2024–25, according to Sa-Dhan data?
    A 4.2% Correct Answer Incorrect Answer
    B 5.5% Correct Answer Incorrect Answer
    C 6.2% Correct Answer Incorrect Answer
    D 2.1% Correct Answer Incorrect Answer
    E 3.8% Correct Answer Incorrect Answer

    Solution

    As per Sa-Dhan’s report, the delinquency rate for microfinance loans overdue by more than 30 days sharply rose to 6.2% in 2024–25, up from 2.1% in 2023–24. This metric, called Portfolio at Risk (PAR) 30+, reflects increasing repayment stress in the microfinance sector.

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