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    Question

    As of October 1, 2025, what new type of loan facility

    did RBI allow banks to extend to manufacturers?
    A Term loans for export units Correct Answer Incorrect Answer
    B Loans for R&D activities Correct Answer Incorrect Answer
    C Working capital loans against gold or silver Correct Answer Incorrect Answer
    D Infrastructure development loans Correct Answer Incorrect Answer
    E Loans for clean energy manufacturing Correct Answer Incorrect Answer

    Solution

    The RBI, through the Lending Against Gold and Silver Collateral (1st Amendment) Directions, 2025 effective from October 1, 2025, allowed banks to provide working capital loans to manufacturers using gold or silver as raw material, extending beyond the earlier restriction to jewellers.

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