Question

What is the revised additional run-off factor for digital retail deposits via Internet and Mobile Banking as per RBI’s new guidelines?

Q: Answer-What is the revised additional run-off factor for digital retail deposits via Internet and Mobile Ba...

The RBI introduced a revised Liquidity Coverage Ratio LCR framework mandating a 2.5 additional run-off factor for digital retail deposits accessed via Internet and Mobile Banking IMB . This move is a moderation from the earlier proposed 5 additional run-off, offering banks more liquidity flexibility while maintaining global alignment. It takes effect from April 1, 2026 .