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    • Question

      What is the new risk weight for microloans under the

      RBI’s clarified guidelines?
      A 50% Correct Answer Incorrect Answer
      B 75% Correct Answer Incorrect Answer
      C 100% Correct Answer Incorrect Answer
      D 125% Correct Answer Incorrect Answer
      E 200% Correct Answer Incorrect Answer

      Solution

      The RBI has set the risk weight for regulatory retail loans at 75% and for consumer credit at 100%. This replaces the earlier 125% risk weight, providing relief to banks and improving credit access, particularly for small finance banks with large microloan portfolios.

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