Question
What is the new risk weight for microloans under the
RBI’s clarified guidelines?Solution
The RBI has set the risk weight for regulatory retail loans at 75% and for consumer credit at 100%. This replaces the earlier 125% risk weight, providing relief to banks and improving credit access, particularly for small finance banks with large microloan portfolios.
If we want to eliminate duplicate values, then _____ keyword is used.
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