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      Question

      By which date must UCBs ensure that 50% of their total

      loans consist of small-value loans?
      A March 31, 2025 Correct Answer Incorrect Answer
      B March 31, 2026 Correct Answer Incorrect Answer
      C April 1, 2025 Correct Answer Incorrect Answer
      D December 31, 2025 Correct Answer Incorrect Answer
      E July 1, 2026 Correct Answer Incorrect Answer

      Solution

      RBI has directed Urban Cooperative Banks (UCBs) to ensure that 50% of their total loans are small-value loans by March 31, 2026, as part of efforts to strengthen financial oversight.

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