Question
Which banks continue to be classified as systemically
important banks (D-SIBs) by the Reserve Bank of India?Solution
The Reserve Bank of India has categorized State Bank of India (SBI), HDFC Bank, and ICICI Bank as systemically important banks (D-SIBs). These banks are considered "too big to fail" due to their size, complexity, and interconnectedness within the banking system. SBI and ICICI Bank were designated as D-SIBs in 2015 and 2016, respectively, while HDFC Bank joined in 2017.
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