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      Question

      What is a primary challenge faced by banks in

      maintaining credit growth?
      A Increased consumer spending Correct Answer Incorrect Answer
      B Strong currency valuation Correct Answer Incorrect Answer
      C Digitalisation of processes Correct Answer Incorrect Answer
      D Migration of deposits to investments Correct Answer Incorrect Answer
      E Declining foreign reserves Correct Answer Incorrect Answer

      Solution

      Depositors are moving to investments, complicating banks' credit growth due to a reduction in deposits.

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