Question
Which of the following statements about Kotak Mahindra
Bank's 'Smart Choice Gold Loan' is/are incorrect? 1. Kotak Mahindra Bank introduced 'Smart Choice Gold Loan' for customers. 2. Unlike other credit products, gold loan has a stringent application and disbursal process. 3. Borrowers utilizing gold as collateral can enjoy lower interest rates compared to conventional credit.Solution
•   Kotak Mahindra Bank Ltd. (KMBL) has announced the introduction of ‘Smart Choice Gold Loan’ for customers. •   Unlike other credit products which have stringent eligibility criteria, gold loan has a simpler application and disbursal process. •   By utilising gold as a collateral, borrowers can enjoy lower interest rates compared with conventional credit, translating to savings during the course of the loan tenure.
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