Question
Which of the following statements about Mswipe
Technologies and its payment aggregator licence is/are correct? 1. Mswipe Technologies was granted a payment aggregator licence by the Reserve Bank of India. 2. Mswipe provides payment solutions, including point-of-sale devices and UPI, for online merchants. 3. Other entities awaiting the final nod to operate as payment aggregators include Phone Pe, Pine Labs, and Billdesk.Solution
• Merchant-led digital payments provider Mswipe Technologies has been granted a payment aggregator (PA) licence by the Reserve Bank of India. The company had received an in-principle nod from the central bank to operate as a payment aggregator in August 2022. • Mumbai-beadquartered Mswipe, founded in 2011, provides payment solutions, including point-of-sale devices, unified payments interface (UPI), quick response codes and payment links to help offline merchants receive payments digitally. • It also aids offline merchants with loans as well as store and inventory management solutions. • Fintechs Phone Fe, Pine Labs and Billdesk are among the other entities that have received in-principle authorisation from the central bank and are awaiting its final nod to operate as payment aggregators. Learn Along About RBI Founded: 1 April 1935           Headquarters: Mumbai               Governor: Shaktikanta Das
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