Question
Following the recent announcement by the Reserve Bank of
India, what is the revised Additional Factor of Authentication (AFA) limit for e-mandates on cards, Prepaid Payment Instruments (PPIs), and UPI for recurring transactions?Solution
The Reserve Bank raised the Additional Factor of Authentication (AFA) limit from Rs 5,000 to Rs 15,000 per transaction for e-mandates on cards, Prepaid Payment Instruments (PPIs) and UPI for recurring transactions. It implies, additional authentication will not be needed for payment of Rs 15,000 per transaction.
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