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The Reserve Bank of India (RBI) has established an external working group (WG) on the expected credit loss (ECL) framework for loan loss provisioning. This group aims to obtain independent insights on the intricate details related to the substantial shift involved. The WG will operate under the leadership of R. Narayanaswamy, former Professor at IIM Bangalore. The group is composed of eight experts, with representatives from six banks and one representative each from KPMG and the Indian School of Business, Hyderabad. The group's mandate includes outlining the principles banks must follow when creating credit risk models for evaluating and quantifying expected credit losses. Additionally, they are tasked with proposing the elements banks need to address when determining credit risks, drawing from guidelines in IFRS 9 and principles established by the Basel Committee on Banking Supervision. Furthermore, the panel will advise on the methodology for independent external validation of these models and, based on thorough data analysis, will propose prudential floors for provisioning.
Name the training system in which the main stem is allowed to grow only up to a certain height of about 1.5 to 1.8 m and then it is cut for development ...
An amino acid induced during moisture stress condition and also known as stress indicator is
Which one of the following is NOT a variety of Chickpea?
Which Himalayan breed of goat is found in Jammu & Kashmir, Himachal Pradesh with long horns, curled backwards, droopy ears, small teats and color is whi...
Which irrigation system has maximum water-use efficiency?
Globally India has been ranked ____ in terms of Oilseeds production
As per 3rd Advance estimate of area and production of Horticultural crops for year 2022-23, the total horticultural production in India is __...
Branching and pod formation are the most critical stages for irrigation in
A. Cereal crops
B. Pulse crops
C. Pulses and Forage crop...
With reference to micro-irrigation, which of the following statements is/are correct?
1. Fertiliser/nutrient loss can be reduced.
...You begin to study a novel plant species and discover that this diploid plant has 16 chromosomes. How many linkage groups would you expect to find?