Question
The Reserve Bank of India (RBI) has launched a
centralized web portal UDGAM (Unclaimed Deposits – Gateway to Access inforMation)What is the purpose of this centralized web portal UDGAM launched by RBI?Solution
 The Reserve Bank of India (RBI) has launched a centralized web portal UDGAM (Unclaimed Deposits – Gateway to Access inforMation), to make it easier for the public to search for their unclaimed deposits across multiple banks in one place.   The web portal will help users identify and approach their banks for either claiming unclaimed deposits or making their deposit accounts operative at their banks.   Reserve Bank Information Technology Pvt Ltd (ReBIT), Indian Financial Technology & Allied Services (IFTAS), and participating banks have jointly worked to set up the portal. Currently, users will be able to access the details of their unclaimed deposits in respect of seven banks available on the portal.   These banks include the State Bank of India, Punjab National Bank, Central Bank of India, Dhanlaxmi Bank Ltd, South Indian Bank Ltd, DBS Bank India Ltd, and Citibank N A.  The search facility for remaining banks on the portal would be made available in a phased manner by October 15, 2023.
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