Question
According to the data provided by the Reserve Bank of
India (RBI), the pace of credit offtake continued to be robust in June 2023. The outstanding credit was _______ at the end of June 2023.Solution
According to the data provided by the Reserve Bank of India (RBI), the pace of credit offtake continued to be robust in June 2023, with sectors gaining a year-on year (YoY) growth of between 8.1 percent and 26.7 per cent. The services sector clocked a pace of 26.7 per cent in June against 12.8 per cent a year ago. The outstanding credit was Rs 38.85 trillion at the end of June 2023. The retail loans segment retained its uptrend and grew 20.9 per cent in June 2023 vis-a-vis 18.1 per cent in June 2022. It was primarily driven by housing (15.1 per cent) and vehicle loans (22.9 percent).    The credit card portfolio grew by 36 per cent. Total retail credit stood at Rs 42.6 trillion.
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