Question
Which statement is correct about “Sukanya Samriddhi
Yojana” a.Sukanya Samriddhi Yojana, parents or legal guardians can open an account in the name of a girl child below the age of 10 years b.The account can be opened with a minimum deposit of Rs. 250 and a maximum deposit of Rs. 1.5 lakh in a financial year. The account matures after 21 years from the date of opening or on the marriage of the girl child after she attains the age of 18 years. c.At present, SSY has several tax benefits and the highest rate of interest among all the Small Savings Schemes i.e. 7.6%.Solution
“Sukanya Samriddhi Yojana” , parents or legal guardians can open an account in the name of a girl child below the age of 10 years. The account can be opened with a minimum deposit of Rs. 250 and a maximum deposit of Rs. 1.5 lakh in a financial year. The account matures after 21 years from the date of opening or on the marriage of the girl child after she attains the age of 18 years. The current rate of interest on “Sukanya Samriddhi Yojana” accounts is 7.6% per annum, which is compounded annually. The interest earned on the account is tax-free, and the deposits made in the account are eligible for tax deductions under Section 80C of the Income Tax Act, 1961.
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