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Tata Group's financial services arm Tata Capital will offer UPI 123PAY digital payment facility. It is an instant IVR-based payment system (Interactive Voice Response), which is developed by NPCI, and is powered by ToneTag VoiceSe, to make secured transactions through feature phones as well as smartphones. UPI 123PAY will be useful, especially for payments of low-value and microfinance customers. The facility will be made available in a phased manner and will be rolled out initially in six states namely Karnataka, Uttar Pradesh, Bihar, Odisha, Rajasthan, and Tamil Nadu. It will be made available in five languages.
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