Question
According to the data provided by the Reserve Bank of
India, bank credit rose by 15 per cent year-on-year (YoY) in 2022-23 (FY23).What was the absolute rise in credit in FY23 as per the RBI data?Solution
According to the data provided by the Reserve Bank of India, bank credit rose by 15 per cent year-on-year (YoY) in 2022-23 (FY23), against 9.6 per cent YoY in 2021-22 (FY22) Bank deposits expanded 9.58 per cent YoY in FY23, against 8.9 per cent YoY growth seen in the previous financial year (FY22). The RBI data showed that bank deposit mobilisation lagged behind credit disbursements in FY23. They raised Rs 15.78 trillion through deposits in FY23, against Rs 13.51 trillion raised in FY22. The credit in absolute terms rose Rs 17.83 trillion in FY23, up from Rs 10.43 trillion in FY22.
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