Question
Insurance firms have to obtain prior approval from which
organization to launch new products?Solution
In a bid to empower insurance companies to respond to the emerging market needs in terms of products, the Insurance Regulatory and Development Authority of India (IRDAI) extended the “Use and File” procedure to all health insurance products and most general insurance products under, fire, motor, marine, and engineering. Currently, insurance firms have to obtain prior approval from the insurance regulator to launch new products.
Maize – Potato – Wheat – Green gram is an example of
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