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Start learning 50% faster. Sign in now· Marginal Cost of Funds based Lending Rate is the lowest rate of fund lending. No bank is permitted to lend below this. The methods used to renew credit limits and sanction loans are per MCLR norms. It is determined by banks internally, depending upon the loan repayment time. · MCLR full form is Marginal Cost of Funds based Lending Rate. · RBI gives a fixed Internal Reference Rate for banks under it. · This Interest Rate is used by all banking and non-banking institutions as their minimum interest rate applicable for lending any loan. It has replaced the earlier Base Rate System, which was introduced in the year 2010. · State Bank of India has hiked its marginal cost of funds based lending rate (MCLR) by 10 basis points (bps) across tenures, effective May 15. This is the second time the state-owned lender has raised its MCLR in as many months. · SBI’s overnight, one-month, three-month MCLR now stands at 6.85 per cent as against 6.75 per cent earlier. · the six-month MCLR stands at 7.15 per cent, one-year MCLR, one-year MCLR stands at 7.20 per cent, two-year MCLR stands at 7.40 per cent, and three-year MCLR stands at 7.50 per cent. · The hike in MCLR by SBI comes after the monetary policy committee (MPC) hiked benchmark interest rate (repo rate) by 40 basis points to 4.40 per cent. · As of December 2021, a little over 39 per cent of banking system loans are linked to the external In a benchmark, shows Reserve Bank of India data, with 58.2 per cent of the home loans linked to external benchmarks.
Seven persons G, H, I, J, K, L, and M have different heights. H is taller than J. H is taller than G, who is just shorter than J. L is shorter than M. O...
Select the letter cluster from among the given options that can replace the question mark (?) in the following series.
IDF, NIK, ?, UPR, WRT, XSU
Select the option that is related to the third number in the same way as the second number is related to the first number and the sixth number is relate...
In a certain language, ‘SAME’ is written as ‘UCOG’ and ‘MANY’ is written as ‘OCPA’. How will ‘COME’ be written in that language?
...If in the number '7243564', 1 is subtracted from all the odd digits and 2 is added to all the even digits then all the numbers which are not repeated mo...
"Botany" is related to "Study of Plants" in the same way as "Ornithology" is related to "____".
In the question below some statements are given followed by three conclusions I, II and III. You have to take the given statements to be true even if t...
Which of the following interchange of signs would make the given equation correct?
42 ÷ 7 − 64 + 11 × 6 = 4
Statements: G > H ≥ I = J; C < I ≥ L = K
Conclusions:
I. K < G
II. C > J
Pointing to Akshat, Raghu said, ‘I am the only son of one of the sons of his father.’ How is Akshat related to Raghu?
