Question
Which of the followings pays very low or no interest on
the current account and an above-average return on the savings portion?Solution
Equitas Small Finance Bank has recorded highest disbursements of Rs 10,549 crore for the financial year ending March 31, 2022. The city-based bank reported Rs 3,279 crore as disbursements during the quarter ending March 31, 2022. Advances during the quarter grew by 15 per cent to Rs 20,597 crore. CASA (current account savings account) deposits grew to Rs 9,855 crore with a ratio at 52.01% as of March 2022 while retail term deposits grew to Rs 7,093 crore. The bank achieved its highest-ever disbursements in Q4 FY 2022. With improving asset quality, the bank is well positioned to get back to its pre-Covid levels growth rate of around 30%. Current account savings account (CASA) is aimed at combining the features of savings and checking accounts to entice customers to keep their money in the bank. It pays very low or no interest on the current account and an above-average return on the savings portion.
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