Question
Which statement/statements is/are true? I. The
Maharashtra Department of Prisons has launched a loan scheme “jivhala” for inmates serving sentences in jails across the state. II. In the initial phase of the scheme a loan of Rs 50,000 will be given at a 7 per cent interest rate. Of the interest the bank earns, one per cent will be given back to the system as a contribution to the Prisoners’ Welfare Fund. III. Under the scheme the loan will be provided without any requirement of mortgage or guarantor. Which statement/statements is/are true?Solution
- The Maharashtra Department of Prisons has launched a loan scheme for inmates serving sentences in jails across the state.
- The credit scheme titled Jivhala is being offered by the Maharashtra State Cooperative Bank.
- The pilot was introduced for prisoners at Yerawada Central Jail in Pune, and will gradually be extended to nearly 60 prisons across the state.
- This is the first kind of credit scheme for prisoners in India.
- The credit scheme, called Jivhala meaning ‘affection’ in Marathi, has been launched primarily for convicted inmates who are undergoing a prison sentence of more than three years.
- In the initial phase, a loan of Rs 50,000 will be given at a 7 per cent interest rate. Of the interest the bank earns, one per cent will be given back to the system as a contribution to the Prisoners’ Welfare Fund.
- The loan will be provided without any requirement of mortgage or guarantor.
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