Question
Which of the following would have the lowest credit risk
for a bank/lender?Solution
In case of a LAP, a mortgage loan is created where a property is available to the bank as security against the loan, which is an appreciating asset. In case of vehicle loan, the mortgage is created on the vehicle but it being a depreciating asset, the risk of recovery in case of default is still high. In case of LAS, the security is a volatile asset (shares value can change substantially) while credit card is an unsecured personal loan where credit risk is high.
Women, Business and the Law 2023 Report is released by which of the following?
Who led Op Drishti, the surgical camp that performed over 400 surgeries? Â
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Which ministry recently launched Project PARI (Public Art of India), aimed at showcasing public art inspired by India's rich artistic heritage (lok kala...
