Question
Which of the following would have the lowest credit risk
for a bank/lender?Solution
In case of a LAP, a mortgage loan is created where a property is available to the bank as security against the loan, which is an appreciating asset. In case of vehicle loan, the mortgage is created on the vehicle but it being a depreciating asset, the risk of recovery in case of default is still high. In case of LAS, the security is a volatile asset (shares value can change substantially) while credit card is an unsecured personal loan where credit risk is high.
Consider the following statements and choose the incorrect statement regarding sexual reproduction
With how many states does the boundary of Haryana touch?
During which period, the growth rate is maximum and reaches the top because at this stage the cell division and physiological processes are quite fast?
Plants which supply pollen for effective fruit set of a fruit tree are called
Example of a "commercially sterile" product is:
Which propagation method is correctly matched with the fruit crop in horticulture?
What defines the block-like soil structure?
The principal microorganism for yogurt is ______________________
The Gurgaon project in Punjab was initiated by
Where was the Mitti Bachao (Save the soil) Movement started in India?
