High LTV ratio means high loan as compared to the value of the asset financed. In such a case the collateral value is insufficient or offers very little margin of safety for the bank in case of default by the borrower Weak credit policy can lead to poor credit appraisal and inadequate follow-ups leading to higher risk of default Higher exposure to single territory increase the geographical risk like the one witnessed by Microfinance institutions when all MFI loans in Andhra Pradesh turned bad and MFIs concentrated in that state suffered huge non-recoveries. Crystallisation of contingent liabilities poses liquidity risk to the banks.
Who among the following attends the music class immediately after the one who has tuition in Ashok nagar?
Which of the following combination is correct?
Which among the following box is placed exactly between Box E and Box F?
Which of the following subjects is studied by Ashish?
Which of the following pair lives on perfect cube-numbered floors?
Who among the following person lives three floors above Q?
Who among the following likes Tennis?
How many persons are taller than Dev?
Four of the following five are alike in a certain way and hence form a group, which among the following does not belong to that group?
Four of the following five are alike in a certain way and hence they form a group. Which one of the following does not belong to that group?
