Question
Which of the following factors DO NOT attribute to
increase the credit risk of a bank?Solution
High LTV ratio means high loan as compared to the value of the asset financed. In such a case the collateral value is insufficient or offers very little margin of safety for the bank in case of default by the borrower Weak credit policy can lead to poor credit appraisal and inadequate follow-ups leading to higher risk of default Higher exposure to single territory increase the geographical risk like the one witnessed by Microfinance institutions when all MFI loans in Andhra Pradesh turned bad and MFIs concentrated in that state suffered huge non-recoveries. Crystallisation of contingent liabilities poses liquidity risk to the banks.
If sin A - cos A = 3/7, then find value of sinA + cos B, where A is an acute angle.
 If sec theta - tan theta = 1/3, then sec theta + tan theta is:
If cot A = 12/5, then the value of (sin A + cos A) × sec A is ________.
If sec²x + csc²x = 10, find the value of tan²x + cot²x.
What is the value of [tan2 (90 – θ) – sin2 (90 – θ)] cosec2 (90 – θ) cot2 (90 – θ)?
...if cot x- tan x=7 then what is the value of cot x + tan x=?
- If tan3θ = 1, then find the value of: (sin² 2θ/sec 3θ + 15°)
- Find the maximum value of (16sin A + 30cos A).
