Question
Which of the following factors DO NOT attribute to
increase the credit risk of a bank?Solution
High LTV ratio means high loan as compared to the value of the asset financed. In such a case the collateral value is insufficient or offers very little margin of safety for the bank in case of default by the borrower Weak credit policy can lead to poor credit appraisal and inadequate follow-ups leading to higher risk of default Higher exposure to single territory increase the geographical risk like the one witnessed by Microfinance institutions when all MFI loans in Andhra Pradesh turned bad and MFIs concentrated in that state suffered huge non-recoveries. Crystallisation of contingent liabilities poses liquidity risk to the banks.
Each question below has a blank, indicating that something has been omitted. Choose the word for the blank that best fits the meaning of the sentence a...
Select the most appropriate option to fill in the blank.
We’ll accept your application _______ you fulfil all the conditions.
All the buildings that converged on the street were___________.Â
(A) similar
(B) compared
(C) identical   Â
I.She wanted to ______ her sister and narrate the whole incident.
 II. Malini preferred to ______ off the wedding.
III. Rita planned ...
____ man standing in that corner is a police man in plain clothes.
Sentences are given below with a blank. Fill in these blanks with the appropriate option.
The young boy's __________ smile brightened up the ro...
My brother would tell me stories about the War which I would later attempt ________ in the headlines in the newspaper.
Select the most appropriate synonym of the word given in brackets to fill in the blank.
September 15, the duo__________(began) for the Uttarakhan...
In the question given below, two sentences are given with one blank each. From the given options, choose the word that correctly fits both sentences.
Stakeholders over the world stressing the value of free trade
