Losses incurred in the banking sector can be extremely large when a downturn is preceded by a period of excess credit growth. The countercyclical buffer (CCyB) is intended to protect the banking sector against losses that could be caused by cyclical systemic risks. CCyB will be deployed by national regulators when excess aggregate credit growth is judged to be associated with a build-up of system-wide risk to ensure the banking system has a buffer of capital to protect it against future potential losses. This focus on excess aggregate credit growth means that regulators are likely to only need to deploy the buffer on an infrequent basis. Banks will be subject to a countercyclical buffer that varies between zero and 2.5% to total risk-weighted assets. The buffer that will apply to each bank will reflect the geographic composition of its portfolio of credit exposures’ on the other hand CCB is a separate buffer that is mandatory to be maintained by the banks at 2.5% of risk-weighted assets over and above their Min Tier I and Min CAR requirements.
Where is the headquarters of Air Force Functional located in India?
In which of the country the Corporate Social Responsibility (CSR) is mandatory in year 2013?
Who among the following Bahmani sultans transferred his capital from Gulbarga to Bidar?
Wing Commander Gajanand Yadava was awarded the ‘Tenzing Norgay National Adventure Award 2019’ in:
Who among the following applied European theatrical techniques to Indian Classical dance with folk and tribal dance?
Which of the following tribes is NOT native to the state of Tamil Nadu?
Which organization is responsible for regulating the stock market in India?
Which of the following cities hosted the first modern Olympic games in 1896?
When was the World Bank established?
The expansion of the term HTML is:
