As per the RBI’s framework for small-value offline

Solution

The Reserve Bank of India (RBI) has released a framework for small-value offline payment transactions which take place in digital mode. Offline payments can be performed using any channel or devices like cards, wallets, or mobile phones, but must be made in proximity or in face-to-face mode. Offline digital payments are those payments that do not require internet or telecom connectivity. The upper limit for offline payment transactions was fixed at Rs 200 and the total limit on a payment instrument is Rs 2000. There will not be a requirement for additional factors of authentication. The alerts via SMS or e-mail will be received by the customer