Question

    Which of the following credit exposures is reportable

    under the CRILC framework as a "large borrower"?
    A ₹1 crore and above Correct Answer Incorrect Answer
    B ₹2 crore and above Correct Answer Incorrect Answer
    C ₹3 crore and above Correct Answer Incorrect Answer
    D ₹5 crore and above Correct Answer Incorrect Answer
    E ₹10 crore and above Correct Answer Incorrect Answer

    Solution

    Explanation: Under the CRILC (Central Repository of Information on Large Credits) framework introduced by the RBI, banks and financial institutions are required to:

    • Report borrower accounts having aggregate exposure of ₹5 crore and above as "large borrowers."
    • The ₹10 crore threshold is relevant for triggering Early Warning Signals (EWS) and Special Mention Accounts (SMAs) .

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