Question
Which of the following credit exposures is reportable
under the CRILC framework as a "large borrower"?Solution
Explanation: Under the CRILC (Central Repository of Information on Large Credits) framework introduced by the RBI, banks and financial institutions are required to:
- Report borrower accounts having aggregate exposure of ₹5 crore and above as "large borrowers."
- The ₹10 crore threshold is relevant for triggering Early Warning Signals (EWS) and Special Mention Accounts (SMAs) .
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