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      Question

      In case of a joint loan application, whose CIBIL score

      carries greater weight?
      A Lower score applicant Correct Answer Incorrect Answer
      B Higher score applicant Correct Answer Incorrect Answer
      C Co-applicant’s score only Correct Answer Incorrect Answer
      D Primary applicant only Correct Answer Incorrect Answer
      E Both scores are equally considered Correct Answer Incorrect Answer

      Solution

      Lenders consider the lowest score among applicants as it indicates the highest risk of default.

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