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    Question

    In case of a joint loan application, whose CIBIL score

    carries greater weight?
    A Lower score applicant Correct Answer Incorrect Answer
    B Higher score applicant Correct Answer Incorrect Answer
    C Co-applicantтАЩs score only Correct Answer Incorrect Answer
    D Primary applicant only Correct Answer Incorrect Answer
    E Both scores are equally considered Correct Answer Incorrect Answer

    Solution

    Lenders consider the lowest score among applicants as it indicates the highest risk of default.

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