Question
Under the CGTMSE scheme, what is the current maximum
credit facility eligible for 85%-90% guarantee coverage?Solution
Under the Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE) scheme: · Maximum Credit Facility Eligible for Guarantee Coverage: ₹5 crore · Extent of Guarantee Coverage: o Up to ₹5 lakh: 85% for micro enterprises o Above ₹5 lakh and up to ₹50 lakh: 75% for most categories o Above ₹50 lakh and up to ₹5 crore: 75% for most categories o Special Categories: § Women entrepreneurs / MSEs promoted by Agniveers: 90% § SC/ST entrepreneurs / Persons with Disabilities (PwD) / MSEs in Aspirational Districts / ZED certified MSEs: 85% § MSEs in North East Region, UT of Jammu & Kashmir, and UT of Ladakh: 80%
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