As per Table F of Schedule I of the Companies Act, 2013, what is the maximum rate of interest payable by a company on Calls-in-Advance?

Interest on Calls-in-Arrears: Max 10% p.a. (If a sum called in respect of a share is not paid before or on the day appointed for payment thereof, the person from whom the sum is due shall pay interest thereon from the day appointed for payment thereof to the time of actual payment at 10% per annum or at such lower rate, if any, as the Board may determine )   Interest on Calls-in-Advance: Max 12% p.a. (upon all or any of the monies so advanced , may (until the same would, but for such advance, become presently payable) pay interest at such rate not exceeding, unless the company in general meeting shall otherwise direct, 12% per annum, as may be agreed upon between the Board and the member paying the sum in advance )   Note - These rates apply unless the company's own Articles of Association (AoA) specify a lower rate.