Question
DICGC stands for Deposit Insurance and Credit Guarantee
Corporation. It is a subsidiary of the Reserve Bank of India (RBI) and provides insurance coverage to depositors in Indian banks. What is the insurance cover per depositor?Solution
The DICGC (Deposit Insurance and Credit Guarantee Corporation) provides deposit insurance cover up to ₹5 Lakhs per depositor, per bank, for both principal and interest across various deposit types (savings, fixed, current, recurring) in case of bank failure. Note – DICGC is a wholly owned subsidiary of RBI.
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